In this article
A bill that’s bigger than your monthly rent can be panic-inducing. Because of this, the cost of dental care can often be a barrier to essential dental treatment.
On the bright side, there are various ways to reduce the total cost of dental care—one of which is dental discount plans. Let’s explore how these plans function, when they’re most beneficial, and how to select one without being caught off guard.
Dental discount plans, or dental savings plans, are affordable alternatives to dental insurance. They offer discounted rates for dental services provided by dentists, orthodontists, and oral surgeons within their network.
Rather than covering a percentage of costs like insurance, these plans offer negotiated price reductions for services such as cleanings, fillings, or even braces.
Dental discount plans are great for people who don’t have access to health insurance. They’re also great for people whose healthcare plans don’t cover dental care.
Calculate your dental savings now with a DentalPlans plan. Visit DentalPlans.
When you enroll for a dental discount plan, you’ll need to pay an annual membership fee of around $100 to $200. The price for families can range from $150 to $330.
Once you’re enrolled, you’ll receive a discount card or digital pass that proves your membership. The membership card can take up to 72 hours to activate.
You can use this card with in-network dentists to save 10% to 60% on dental care. Instead of claiming expenses later or dealing with insurance forms, you pay the dentist directly at a reduced rate.
Discount plans also don’t have waiting periods, annual maximums, and exclusions for pre-existing dental issues. This means you can use it immediately without having to worry about potential issues or dental problems.
Dental savings plans cover preventative and restorative dental work. They also cover specialist care provided by endodontists, orthodontists, and prosthodontists.
Many cosmetic dentistry procedures and prescription drugs are covered as well. Sometimes, an additional fee is charged for prescription coverage.
Common dental treatments that discount programs cover include:
Tired of paying full price for dental work? Save with Discount Dental Plans. Learn more here or call (833) 704-2246
Both dental discount plans and dental insurance require you to obtain treatment from a qualified doctor within their network. They both provide discounted care for all members and require renewal annually or monthly.
However, you may have to pay a copayment or pay the full price upfront for insurance before getting a reimbursement from your insurance provider. With a discount plan, you’ll pay a flat rate directly to your doctor.
Other differences include:
Many traditional dental insurance plans won’t cover more than $2,000 per year. For expensive procedures, like root canals, this can be used up quickly.
Dental discount plans can act as a supplemental savings plan when your dental insurance runs out. They can also provide coverage for people with Medicare or people whose medical plans cap their coverage.
Additionally, dental discount plans can help reduce the cost of procedures that your insurance considers elective or cosmetic. Find the perfect discount plan for individuals or families at DentalPlans.com.
Get the dental care you need at a price you can afford. Find your DentalPlans savings now.
The best part of a dental discount plan is that it doesn’t have claims, paperwork, waiting periods, or annual benefit caps. It’s also a good choice for reducing the cost of elective or cosmetic treatments.
However, it does have a few cons:
Before you sign that dotted line or click the “enroll now” button, take a moment to scrutinize the details. Here are the areas where people most commonly face unwelcome surprises:
In this article
Ready for Affordable Dental Care?
DentalPlans makes finding affordable dental care simple. Compare top plans, know your exact costs, and find the perfect dentist near you.