Since 1999, DentalPlans.com has been a leading online marketplace for dental discount plans (affordable alternatives to dental insurance). The company’s mission is to ensure underinsured/uninsured individuals and families have access to the dental care they need to live happier, healthier lives.
Dental discount plans, also called dental savings plans, work like a club membership. You’ll pay an annual fee and receive discounts on dental services throughout the membership course.
After you sign up, you’ll have access to a network of dentists, orthodontists, dental specialists, and oral surgeons in your area who offer reduced rates on a variety of procedures. What procedures are covered depends on the plan you choose.
In addition, discount dental plans do not require you to fill out time-consuming paperwork or claims. There are also no pre-existing condition restrictions.
DentalPlans offers cost-effective dental discount plans from more than 30 of the most trusted insurance companies in the U.S., including Aetna and Cigna. They are also accepted by more than 140,000 dentists and orthodontists across the country.
Using your DentalPlans dental savings plan is a straightforward process. You’ll have access to a nationwide network of dentists that offer 10 to 60 percent savings on preventive and restorative treatments.
Here’s how the process works:
DentalPlans offers a plan for every need and budget. You can choose between an individual, family, business, or group plan. If you aren’t sure which one is right for you, the :DP AtYourService® Team is available to assist you in finding the perfect plan.
You can also switch plans at any time. For example, if you need an immediate root canal or require emergency treatment for a broken tooth, DentalPlans will allow you to switch to a plan that covers unexpected treatment.
If you find a cheaper price online for the dental savings plan you choose, DentalPlans will match the price. The plan has to be identical (network and benefits) and must be available at the time the price match is requested.
You can also compare plans on their website and search for accepted dentists in your area. First, enter your zip code in the search box. Then look below the logo of each plan provider and check the “compare” box. You can compare up to four different plans (screenshots below).
From there, you can see what each plan offers and pick the one that’s right for you. If you need additional assistance, contact the DentalPlans :DP AtYourService® Team.
DentalPlans offers 30+ plans from trusted brands like Aetna and Cigna that can help you save on almost every dental procedure. However, not every plan is created equal.
For example, some plans cover preventive care like teeth cleanings and x-rays, while others cover more invasive treatments like fillings, dental crowns, and dentures. The price of the plan will vary depending on which treatments you need.
You can also choose a plan that provides reduced rates on cosmetic treatments like veneers and/or specialty treatments (e.g., endodontics and orthodontics).
Common procedures that dental discount plans provide savings on include:
If you want a plan that will help you save on specific dental treatments, you can filter them using the ‘plan by procedures’ search tool.
This tool allows you to view plans that will save you the most on treatments in a specific category.
These categories include preventive care, restorative care, orthodontics, cosmetics, dentures/implants, and oral surgery (screenshot below). If your needs change, you can switch plans at any time.
Traditional dental insurance requires you to pay a monthly or annual premium to receive coverage on dental treatments. In return, the insurance provider will cover a portion of the yearly dental costs. Most insurance plans also have a deductible, co-pay, and annual caps (typically up to $2,000).
Dental savings plans from DentalPlans are an affordable, easy-to-use, and hassle-free alternative to insurance. These plans are available to anyone looking for dental care savings without the stress and expenses that come with insurance.
DentalPlans programs do not require paperwork, co-pays, or deductibles. The annual payments are less expensive than insurance, and you’ll only pay for the treatments you need when you need them. There are also no limits on how much you can save through a dental discount plan. There is also a 30-day back guarantee if the patient is not satisfied (compared to dental insurance plans that typically have a one-year policy).
There are two ways to sign up for DentalPlans. You can either browse plans online or call the : DP AtYourService® Team to sign up over the phone.
If you are unsure what plan is right for you, calling an agent may be the better option. They can provide you with in-depth details about each plan and help you compare benefits.
Signing up online is more convenient. It is the ideal option if you have already compared plans and benefits. Keep in mind that you can switch plans at any time, so don’t worry if your dental needs change throughout the membership course.
After you sign up, you can print the membership card by logging in to the Member’s Area with the email address and password used during the membership process.
Once logged in, you will be able to view and print your membership cards, welcome letter, and invoice.
It can take up to three business days to receive your membership card and benefits.
Members cannot use their dental insurance in combination with a savings plan for the same dental procedure. However, you can use your discount plan to reduce out-of-pocket expenses once you’ve reached the annual maximum of your insurance plan.
You can purchase multiple discount plans from DentalPlans. However, you cannot use these plans in the same office at the same time.
DentalPlans does not currently offer a payment plan for annual membership fees. Monthly payment plans would require more processing, making the programs more expensive.
Yes, discount dental plans can help you save on cosmetic dental treatments like teeth whitening and veneers. If you want a plan that provides discounts on these services, make sure you filter ‘by procedure’ while comparing plans online.
No. You can only receive discounts through in-network providers.
DentalPlans offers a 30-day money-back guarantee. Call 1-888-632-5353 to speak with a team representative if you want to cancel your plan within the first 30 days of purchase.
“Frequently Asked Questions.” Frequently Asked Dental Questions | About Dental Health, www.dentalplans.com/discountdentalplans/faq.
“Need Affordable Dental Care?Join a Dental Savings Plan!” Dental Savings Plans – Discount Dental Coverage, www.dentalplans.com/dental-savings-plans.
“How Dental Savings Plans Work.” Dental Savings Plans | How They Work, www.dentalplans.com/how-it-works.
“Affordable Dental Insurance?” Dental Insurance – Affordable Dental Plans, www.dentalplans.com/dental-insurance.
Conicella, Mary Lee. “Dental discount programs provide healthy advantages for employers and individuals.” AHIP Coverage vol. 46,1 (2005): 56-7. https://pubmed.ncbi.nlm.nih.gov/15776766/.
“Discount dental plans from Humana” Humana, www.humana.com/dental-insurance/discount-dental-plans.