Dentistry
Cosmetic
Product Reviews
Updated on September 30, 2022

How Do DentalPlans Savings Plans Work?

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What is DentalPlans?

Since 1999, DentalPlans.com has been a leading online marketplace for dental discount plans. Dental discount plans, or dental savings plans, are affordable alternatives to dental insurance.

The company’s mission is to make sure underinsured/uninsured people have access to the dental care they need to live happier, healthier lives. 

Dental discount plans work like a club membership. You’ll pay an annual fee and receive discounts on dental services throughout the membership course. 

After you sign up, you’ll have access to a network of:

  • Dentists
  • Orthodontists
  • Dental specialists
  • Oral surgeons

The network will have specialists in your area that offer reduced rates on various procedures. What procedures are covered depends on the plan you choose. 

Discount dental plans do not require you to fill out time-consuming paperwork or claims. There are also no pre-existing condition restrictions. 

DentalPlans offers cost-effective dental discount plans from more than 30 of the most trusted insurance companies in the U.S., including Aetna and Cigna. They are also accepted by more than 140,000 dentists and orthodontists across the country

Discount Dental Plans can save you money on procedures that insurance can't (including cosmetic procedures). Learn more about dental discount plans here. Or call (833) 704-2246

How Do DentalPlans Work?

Using your DentalPlans dental savings plan is a straightforward process. You’ll have access to a nationwide network of dentists that offer 10 to 60 percent savings on preventive and restorative treatments. 

Here’s how the process works:

1. The first step is to buy a dental plan

To find your plan, you’ll have the choice to search by dentist, procedure, or savings directly on DentalPlan’s website. If you search ‘by dentist,’ you can find the plans that your dentist (or dentists near you) accept. Searching ‘by procedure’ allows you to find plans that provide big savings on specific dental procedures. Or, you can search ‘by savings’ to compare the discounts you’ll receive with select plans. 

2. After you select the plan, you can start using it to save on treatments

The membership card can take up to 72 hours to activate. 

3. You only have to pay for the treatments you need

Simply show your membership card to your dentist (after making sure they accept it) to save on treatments. Unlike insurance, you don’t have to pay monthly, and there are no spending limits. 

How to Compare Dental Savings Plans on DentalPlans.com

DentalPlans offers a plan for every need and budget. You can choose between an individual, family, business, or group plan. If you aren’t sure which one is right for you, the :DP AtYourService® Team is available to assist you in finding the perfect plan.

You can also switch plans at any time. For example, if you need an immediate root canal or emergency treatment for a broken tooth, DentalPlans will allow you to switch to a plan covering unexpected treatment. 

If you find a cheaper price online for the dental savings plan you choose, DentalPlans will match the price. (The plan has to be identical (network and benefits) and must be available when the price match is requested).

You can also compare plans on their website and search for accepted dentists in your area. First, enter your zip code in the search box. Then look below the logo of each plan provider and check the “compare” box. You can compare up to four different plans (screenshots below). 

DentalPlans Comparison Table

From there, you can see what each plan offers and pick the one that’s right for you. If you need additional assistance, contact the DentalPlans :DP AtYourService® Team.

What Types of Dental Services are Covered?

DentalPlans offers 30+ plans from trusted brands like Aetna and Cigna that can help you save on almost every dental procedure. However, not every plan is created equal. 

Some plans cover preventive care like teeth cleanings and x-rays. Others cover more invasive treatments like fillings, dental crowns, and dentures. The price of the plan will vary depending on which treatments you need. 

You can also choose a plan that provides reduced rates on cosmetic treatments like veneers or specialty treatments (e.g., endodontics and orthodontics). 

Common procedures that dental discount plans provide savings on include:

  • Routine teeth cleanings and exams (every six months)
  • X-rays
  • Pediatric dental treatments
  • Tooth extractions (including wisdom teeth removal)
  • Cavity fillings
  • Dental crowns, bridges, and implants
  • Veneers
  • Dentures
  • Braces
  • Root canal treatment
  • Gum and bone grafts

If you want a plan to help you save on specific dental treatments, you can filter them using the ‘plan by procedures’ search tool. 

This tool allows you to view plans that will save you the most on treatments in a specific category. 

These categories include preventive care, restorative care, orthodontics, cosmetics, dentures/implants, and oral surgery (screenshot below).

If your needs change, you can switch plans at any time.

DentalPlans Search Tool

DentalPlans vs. Dental Insurance: What’s The Difference?

Traditional dental insurance requires you to pay a monthly or annual premium to receive coverage on dental treatments. The insurance provider will cover a portion of the yearly dental costs.

Most insurance plans also have a:

  • Deductible
  • Co-pay
  • Annual caps (typically up to $2,000).

DentalPlans programs do not require paperwork, co-pays, or deductibles. The annual payments are less expensive than insurance, and you’ll only pay for the treatments you need when you need them.

There are also no limits on how much you can save through a dental discount plan. There is also a 30-day back guarantee if the patient is unsatisfied (compared to dental insurance plans that typically have a one-year policy).

Find out if a dental savings plan from DentalPlans can save you money on your next dental procedure. Visit DentalPlans.

Features of Dental Savings Plans

No annual limits

Savings plan members can enjoy discounts on most dental care services all year long.

Quick membership turnaround time

Most plans will become active within three business days, so you can start saving on treatments almost instantly. 

Limited paperwork

Simply present your membership card at a participating dental office for discounts on most services. It is also easy to find dentists who accept your plan by using the tools available on DentalPlans.com. 

Plans to fit every need

You can choose between an individual, family, business, or group plan.  Some plans even include discounts on cosmetic dentistry services and orthodontics (like braces). Insurance does not cover cosmetic treatments. 

Low member prices

Many insurance plans require you to pay the full price upfront (copayment) and wait for a reimbursement from your provider. With a discount plan, you’ll pay your dentist directly for the treatments you need. 

Easy to switch plans

Dentalplans make it simple to switch membership plans based on your needs and what is best for your family, not what is dictated by an insurance company.

Features of Dental Insurance 

Cosmetic dentistry is not covered

Most insurance plans do not provide coverage for cosmetic treatments because they aren’t considered “medically necessary.”

Less flexibility

Insurance plans have deductibles and annual maximums, while discount plans do not. It is also difficult to switch insurance plans if your needs change throughout the year. 

More expensive

Dental insurance is more expensive than a discount dental plan in many cases. You also have to pay expensive monthly premiums for defined coverage. 

Inaccessible to many people

Insurance is difficult to afford/access if an employer doesn’t provide it. 

Longer waiting period

Insurance requires a more time-consuming written claims process. There are also long waiting periods for major dental procedures. 

How to Sign Up for DentalPlans 

There are two ways to sign up for DentalPlans. You can either browse plans online or call the : DP AtYourService® Team to sign up over the phone. 

If you are unsure what plan is right for you, calling an agent may be better. They can provide you with in-depth details about each plan and help you compare benefits. 

Signing up online is more convenient. It is the ideal option if you have already compared plans and benefits. Keep in mind that you can switch plans any time, so don’t worry if your dental needs change throughout the membership course. 

DentalPlans: Common Questions & Answers

Where can I access my membership card and information?

After you sign up, you can print the membership card by logging in to the Member’s Area with the email address and password used during the membership process.

Once logged in, you will be able to view and print your membership cards, welcome letter, and invoice. 

How soon can I access my DentalPlans benefits?

It can take up to three business days to receive your membership card and benefits. 

Can I use a dental savings plan in combination with dental insurance?

Members cannot use their dental insurance in combination with a savings plan for the same dental procedure. However, you can use your discount plan to reduce out-of-pocket expenses once you’ve reached the annual maximum of your insurance plan. 

Can I combine two dental savings plans for additional coverage?

You can purchase multiple discount plans from DentalPlans. However, you cannot use these plans in the same office at the same time.

Does DentalPlans offer a payment plan?

DentalPlans does not currently offer a payment plan for annual membership fees. Monthly payment plans would require more processing, making the programs more expensive. 

Can I save on veneers and braces with a discount plan?

Yes, discount dental plans can help you save on cosmetic dental treatments like teeth whitening and veneers. If you want a plan that provides discounts on these services, make sure you filter ‘by procedure’ while comparing plans online. 

Can I receive discounts with an out-of-network provider?

No. You can only receive discounts through in-network providers. 

Does DentalPlans offer a refund? 

DentalPlans offers a 30-day money-back guarantee. Call 1-888-632-5353 to speak with a team representative if you want to cancel your plan within the first 30 days of purchase.

Find out if a dental savings plan from DentalPlans can save you money on your next dental procedure. Visit DentalPlans.

6 Sources Cited
Last updated on September 30, 2022
All NewMouth content is medically reviewed and fact-checked by a licensed dentist or orthodontist to ensure the information is factual, current, and relevant.

We have strict sourcing guidelines and only cite from current scientific research, such as scholarly articles, dentistry textbooks, government agencies, and medical journals. This also includes information provided by the American Dental Association (ADA), the American Association of Orthodontics (AAO), and the American Academy of Pediatrics (AAP).
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  2. “Need Affordable Dental Care?Join a Dental Savings Plan!” Dental Savings Plans – Discount Dental Coverage, www.dentalplans.com/dental-savings-plans.
  3. “How Dental Savings Plans Work.” Dental Savings Plans | How They Work, www.dentalplans.com/how-it-works.
  4. “Affordable Dental Insurance?” Dental Insurance – Affordable Dental Plans, www.dentalplans.com/dental-insurance.
  5. Conicella, Mary Lee. “Dental discount programs provide healthy advantages for employers and individuals.” AHIP Coverage vol. 46,1 : 56-7. https://pubmed.ncbi.nlm.nih.gov/15776766/.
  6. “Discount dental plans from Humana” Humana, www.humana.com/dental-insurance/discount-dental-plans.
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