DentalPlans: Dental Savings Plan Reviews

Navigating the world of dental care can be complex, especially when choosing the right financial approach. Dental savings plans, like those offered by DentalPlans, have emerged as a popular alternative to traditional insurance.

Let’s discuss how these plans work, the types of services covered, their cost-effectiveness, and ultimately, how to determine if a dental savings plan is the right fit for you.

What Are Dental Savings Plans?

Dental savings plans, or DentalPlans, let you access a network of dentists who offer their services at a discounted rate. For an annual fee, you’ll pay less for dental services like cleanings, fillings, crowns, and even root canals. 

Unlike traditional dental insurance, dental savings plans don’t have monthly premiums, deductibles, or annual maximums. You simply pay your membership fee and enjoy the savings at each visit. 

Additionally, dental savings plans can cover procedures not typically covered by insurance, like cosmetic procedures. That’s why they’re appealing to people who don’t have insurance or want a more flexible payment plan.

How Do DentalPlans Work?

Discounts are only available through in-network providers. DentalPlans works with 30 of the most trusted insurance companies in the U.S., including Aetna and Cigna.

Over 140,000 dentists and orthodontists nationwide accept DentalPlans. However, the discounted procedures you can get will depend on your chosen plan.

Here’s how the process works:

1. To get started, purchase a dental plan from the DentalPlans website.
2. Next, wait for your membership card to activate. Some plans can take up to 72 hours to start upon purchase.
3. Once active, you can show your membership card to a dentist to save on dental treatment.

If you want a plan to save on specific dental treatments, you can filter them using the ‘plan by procedures’ search tool. If your needs change, you can switch plans at any time.

The procedure categories include:

• Basic and preventive care
• Restorative care
• Orthodontics
• Cosmetics
• Dentures, implants, and bridges
• Oral surgery

What Types of Dental Services are Covered?

DentalPlans offers 30+ plans from trusted brands like Aetna and Cigna. However, different plans cover different types of dental services.

Some plans cover preventive care like teeth cleanings and X-rays. Others cover more invasive treatments like fillings, dental crowns, and dentures. The price of the plan will vary depending on which treatments you need.

Standard procedures that dental discount plans provide savings on include:

• Routine teeth cleanings and exams (every six months)
• X-rays
• Pediatric dental treatments
• Tooth and wisdom tooth removal
• Cavity fillings
• Dental crowns, bridges, and implants
• Veneers, dentures, and braces
• Root canal treatment
• Gum and bone grafts

How Much Do DentalPlans Cost? 

The dental discount plans on DentalPlans range from $79.95 to $199.95 annually. Individual insurance plans average about $350 annually, while family insurance is around $550.

If you find a lower price online for your dental savings plan, DentalPlans will match the price. However, the plan must offer identical networks and benefits and be available when the price match is requested.

How Do DentalPlans Compare to Insurance?

The most significant difference is how you pay. Insurance has monthly premiums, often with deductibles and copayments. It also typically offers full coverage for preventive care and partial coverage for other services.

On the other hand, dental saving plans have a one-time annual fee and provide discounts across the board.

Other differences include:

Choosing between dental insurance and DentalPlands depends on your needs and preferences. If you want coverage for comprehensive or extensive dental work, traditional insurance might be better for you.

If you’re primarily interested in saving on routine care, a dental savings plan could be a smart choice. It’s also good for procedures that aren’t covered by insurance, 

Overall, the best way to decide is to carefully assess your needs and compare the cost of each option. You may also want to consider benefits, the size of the dentist network, and whether or not you have any pre-existing conditions.