How Do DentalPlans Savings Plans Work?

What is DentalPlans?

Since 1999, has been a leading online marketplace for dental discount plans (affordable alternatives to dental insurance). The company’s mission is to ensure underinsured/uninsured individuals and families have access to the dental care they need to live happier, healthier lives. 

Dental discount plans, also called dental savings plans, work like a club membership. You’ll pay an annual fee and receive discounts on dental services throughout the membership course. 

After you sign up, you’ll have access to a network of dentists, orthodontists, dental specialists, and oral surgeons in your area who offer reduced rates on a variety of procedures. What procedures are covered depends on the plan you choose. 

In addition, discount dental plans do not require you to fill out time-consuming paperwork or claims. There are also no pre-existing condition restrictions. 

DentalPlans offers cost-effective dental discount plans from more than 30 of the most trusted insurance companies in the U.S., including Aetna and Cigna. They are also accepted by more than 140,000 dentists and orthodontists across the country. 

How Does DentalPlans Work?

Using your DentalPlans dental savings plan is a straightforward process. You’ll have access to a nationwide network of dentists that offer 10 to 60 percent savings on preventive and restorative treatments. 

Here’s how the process works:

  1. The first step is to buy a dental plan. To find your plan, you’ll have the choice to search by dentist, procedure, or savings directly on DentalPlan’s website. If you search ‘by dentist,’ you can find the plans that your dentist (or dentists near you) accept. Searching ‘by procedure’ allows you to find plans that provide big savings on specific dental procedures. Or, you can search ‘by savings’ to compare the discounts you’ll receive with select plans. 
  2. After you select the plan, you can start using it to save on treatments. The membership card can take up to 72 hours to activate. 
  3. You only have to pay for the treatments you need. Simply show your membership card to your dentist (after making sure they accept it) to save on treatments. Unlike insurance, you don’t have to pay monthly, and there are no spending limits. 

How to Compare Dental Savings Plans on

DentalPlans offers a plan for every need and budget. You can choose between an individual, family, business, or group plan. If you aren’t sure which one is right for you, the :DP AtYourService® Team is available to assist you in finding the perfect plan.

You can also switch plans at any time. For example, if you need an immediate root canal or require emergency treatment for a broken tooth, DentalPlans will allow you to switch to a plan that covers unexpected treatment. 

If you find a cheaper price online for the dental savings plan you choose, DentalPlans will match the price. The plan has to be identical (network and benefits) and must be available at the time the price match is requested.

You can also compare plans on their website and search for accepted dentists in your area. First, enter your zip code in the search box. Then look below the logo of each plan provider and check the “compare” box. You can compare up to four different plans (screenshots below). 

From there, you can see what each plan offers and pick the one that’s right for you. If you need additional assistance, contact the DentalPlans :DP AtYourService® Team.

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What Types of Dental Services are Covered?

DentalPlans offers 30+ plans from trusted brands like Aetna and Cigna that can help you save on almost every dental procedure. However, not every plan is created equal. 

For example, some plans cover preventive care like teeth cleanings and x-rays, while others cover more invasive treatments like fillings, dental crowns, and dentures. The price of the plan will vary depending on which treatments you need. 

You can also choose a plan that provides reduced rates on cosmetic treatments like veneers and/or specialty treatments (e.g., endodontics and orthodontics). 

Common procedures that dental discount plans provide savings on include:

  • Routine teeth cleanings and exams (every six months)
  • X-rays
  • Pediatric dental treatments
  • Tooth extractions (including wisdom teeth removal)
  • Cavity fillings
  • Dental crowns, bridges, and implants
  • Veneers
  • Dentures
  • Braces
  • Root canal treatment
  • Gum and bone grafts

If you want a plan that will help you save on specific dental treatments, you can filter them using the ‘plan by procedures’ search tool. 

This tool allows you to view plans that will save you the most on treatments in a specific category. 

These categories include preventive care, restorative care, orthodontics, cosmetics, dentures/implants, and oral surgery (screenshot below). If your needs change, you can switch plans at any time.

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DentalPlans vs. Dental Insurance: What’s The Difference?

Traditional dental insurance requires you to pay a monthly or annual premium to receive coverage on dental treatments. In return, the insurance provider will cover a portion of the yearly dental costs. Most insurance plans also have a deductible, co-pay, and annual caps (typically up to $2,000).

Dental savings plans from DentalPlans are an affordable, easy-to-use, and hassle-free alternative to insurance. These plans are available to anyone looking for dental care savings without the stress and expenses that come with insurance. 

DentalPlans programs do not require paperwork, co-pays, or deductibles. The annual payments are less expensive than insurance, and you’ll only pay for the treatments you need when you need them. There are also no limits on how much you can save through a dental discount plan. There is also a 30-day back guarantee if the patient is not satisfied (compared to dental insurance plans that typically have a one-year policy).

Features of Dental Savings Plans

  • No annual limits – savings plan members can enjoy discounts on most dental care services all year long.
  • Quick membership turnaround time – most plans will become active within three business days, so you can start saving on treatments almost instantly. 
  • Limited paperwork – simply present your membership card at a participating dental office for discounts on most services. It is also easy to find dentists who accept your plan by using the tools available on 
  • Plans to fit every need – you can choose between an individual, family, business, or group plan.  Some plans even include discounts on cosmetic dentistry services and orthodontics (like braces). Insurance does not cover cosmetic treatments. 
  • Low member prices – many insurance plans require you to pay the full price upfront (copayment) and wait for a reimbursement from your provider. With a discount plan, you’ll pay your dentist directly for the treatments you need. 
  • Easy to switch plans – dentalplans make it simple to switch membership plans based on what your needs are and what is best for your family, not what is dictated by an insurance company.

Features of Dental Insurance 

  • Cosmetic dentistry is not covered – most insurance plans do not provide coverage for cosmetic treatments because they aren’t considered “medically necessary.”
  • Less flexibility – insurance plans have deductibles and annual maximums, while discount plans do not. It is also difficult to switch insurance plans if your needs change throughout the year. 
  • More expensive – in many cases, dental insurance is more expensive than a discount dental plan. You also have to pay expensive monthly premiums for defined coverage. 
  • Inaccessible to many people – insurance is difficult to afford/access if it isn’t provided by an employer. 
  • Longer waiting period – insurance requires a more time-consuming written claims process. There are also long waiting periods for major dental procedures. 

How to Sign Up for DentalPlans 

There are two ways to sign up for DentalPlans. You can either browse plans online or call the : DP AtYourService® Team to sign up over the phone. 

If you are unsure what plan is right for you, calling an agent may be the better option. They can provide you with in-depth details about each plan and help you compare benefits. 

Signing up online is more convenient. It is the ideal option if you have already compared plans and benefits. Keep in mind that you can switch plans at any time, so don’t worry if your dental needs change throughout the membership course. 

DentalPlans: Common Questions & Answers

Where can I access my membership card and information?

After you sign up, you can print the membership card by logging in to the Member’s Area with the email address and password used during the membership process.

Once logged in, you will be able to view and print your membership cards, welcome letter, and invoice. 

How soon can I access my DentalPlans benefits?

It can take up to three business days to receive your membership card and benefits. 

Can I use a dental savings plan in combination with dental insurance?

Members cannot use their dental insurance in combination with a savings plan for the same dental procedure. However, you can use your discount plan to reduce out-of-pocket expenses once you’ve reached the annual maximum of your insurance plan. 

Can I combine two dental savings plans for additional coverage?

You can purchase multiple discount plans from DentalPlans. However, you cannot use these plans in the same office at the same time.

Does DentalPlans offer a payment plan?

DentalPlans does not currently offer a payment plan for annual membership fees. Monthly payment plans would require more processing, making the programs more expensive. 

Can I save on veneers and braces with a discount plan?

Yes, discount dental plans can help you save on cosmetic dental treatments like teeth whitening and veneers. If you want a plan that provides discounts on these services, make sure you filter ‘by procedure’ while comparing plans online. 

Can I receive discounts with an out-of-network provider?

No. You can only receive discounts through in-network providers. 

Does DentalPlans offer a refund? 

DentalPlans offers a 30-day money-back guarantee. Call 1-888-632-5353 to speak with a team representative if you want to cancel your plan within the first 30 days of purchase.


“Frequently Asked Questions.” Frequently Asked Dental Questions | About Dental Health,

“Need Affordable Dental Care?Join a Dental Savings Plan!” Dental Savings Plans – Discount Dental Coverage,

“How Dental Savings Plans Work.” Dental Savings Plans | How They Work,

“Affordable Dental Insurance?” Dental Insurance – Affordable Dental Plans,

Conicella, Mary Lee. “Dental discount programs provide healthy advantages for employers and individuals.” AHIP Coverage vol. 46,1 (2005): 56-7.

“Discount dental plans from Humana” Humana,

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