Cost of a Root Canal Without Insurance and With Insurance

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How Much Does a Root Canal Cost?

There are several reasons you may need root canal therapy, including: 

  • Deep tooth decay 
  • Teeth with large cavity fillings
  • Tooth chips or cracks 
  • Severe gum disease (periodontal disease)
  • Dental trauma and injuries
  • Other severe dental or gum infections

The idea of a root canal procedure might be frightening to some. However, the cost of dental care can be even more alarming—especially to those who need to get root canal treatment without insurance.

If your dentist has recommended a root canal, it is essential to get treatment. If left untreated, the infection from the tooth can spread to other parts of your body. If it spreads to one of your vital organs, the condition could become life-threatening. 

Dental discount plans might save you more than insurance.

For some patients, a dental discount plan could save you more money each year.

Luckily, there are plenty of ways to pay for a root canal, whether you have dental insurance or not.

How Much Does a Root Canal Cost Without Insurance?

The average cost of a root canal without insurance ranges from:

  • Front tooth — $700 - $1,100
  • Bicuspid (mid-mouth) — $800 - $1,200
  • Molar — $1200-$1,800

How Much Does a Root Canal Cost With Insurance?

The average cost of a root canal with insurance coverage ranges from:

  • Front tooth — $200 - $1,100
  • Bicuspid (mid-mouth) — $200 - $1,200
  • Molar — $300 - $1,500

Root Canal Cost Factors

The cost of your root canal will depend on several factors, including:

Type and location of the tooth

Molars are the most difficult teeth to treat, so they will cost the most. A front tooth will typically be the least expensive, while bicuspid (mid-mouth) teeth will be between these prices. 

A general dentist or an endodontist

Some general dentists perform root canals, while others will refer you to an endodontist. Endodontic treatment will cost more than treatment at a general dentist’s office.

The difficulty of the root canal

Generally, the more difficult the procedure, the higher the cost. If a general dentist is unable to perform the procedure, they will refer you to a specialist, which will cost more. 

Additional costs

You may be charged separately for an x-ray or the dental crown needed to complete the entire dental procedure.

The region you live in

The average root canal cost varies by region and individual dental offices.

Does Insurance Cover Root Canals?

Most dental plans will cover at least some part of your root canal. The extent of coverage depends on your specific insurance plan. 

Many health insurance policies will cover 100 percent of routine procedures, but only cover a percentage of more invasive procedures. It is common for insurance providers to cover 30 to 50 percent of root canals. 

Health plans often have limits, co-pays, deductibles, and waiting periods, which can wind up costing you a lot of money and keep you in pain if you have a toothache.

How to Save Money on a Root Canal

The easiest way to save money on a root canal (and any other type of dental work) is by joining a dental discount plan.

These programs have created networks of dentists that offer reduced oral health care prices to cardholders. Once you purchase a dental savings card, you’ll gain access to these reduced prices. 

Root Canal FAQs

How much do root canals cost out of pocket?

At a general dentist, the cost of the procedure will be between $700 - $1,200 for a root canal on a front or mid-mouth tooth and $1200-$1,800 for a molar. Endodontists will charge up to 50% more.

Is it cheaper to get a root canal or extraction?

An extraction procedure is cheaper than a root canal. However, if you need an implant to fill the gap, or other follow-up procedures, it could cost you more in the long run.

What happens if I can't afford a root canal?

Unfortunately an infected tooth will not heal itself. If left untreated, the infection can spread to your jaw, brain, blood, and body. You will have to have the tooth treated at some point, either by financing a root canal or extraction procedure.

Do root canals hurt a lot?

Before the procedure, your tooth and the surrounding area will be treated with a numbing anesthetic, so there will be little to no pain. There will be some pain and extra sensitivity in the days following the procedure. But overall, root canals will save you from the pain you feel from your affected tooth.

Finally, an insurance alternative that works.

In many cases, dental discount plans can replace dental insurance. It even helps pay for cosmetic procedures.

Resources

American Association of Endodontists (AAE). Root Canal Treatment. 2 Sept. 2020, www.aae.org/patients/root-canal-treatment/.

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Updated on: December 1, 2020
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Michael
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