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Dental veneers are considered cosmetic, so insurance typically doesn’t cover them.
Insurance companies only offer coverage for medically necessary procedures. A procedure is considered medically necessary if it significantly impacts your health or quality of life.
Medically necessary dental procedures include fillings, dental crowns, and root canals.
While it’s exceedingly rare, insurance may cover dental veneers if you can prove they’re required to preserve your teeth.
However, this process can be complicated since other dental restorations, such as fillings and crowns, can perform similar functions. Talk with your insurance company to determine if you have coverage for veneers.
The out-of-pocket cost for veneers depends on the type.
Permanent veneers can range from $250 to $2,500 per tooth. Removable veneers typically cost around $300 or more per arch.
If you can secure coverage for veneers, you may pay between $500 to $850 per tooth.
Dental veneers can be an expensive way to improve your smile. However, if your insurance doesn’t cover veneers, there are alternative ways to pay for them.
Payment plans allow you to spread the cost of veneers over a few months. You’ll pay a lower monthly installment instead of the full cost upfront.
The payment plan you choose depends on what your dentist offers. They may provide different options with varying installments. They may also charge interest.
CareCredit is a healthcare credit card that can help you pay for cosmetic procedures. It offers unique financing options for medical and dental services you can’t get with other credit cards.
You can use CareCredit for cosmetic dental work like veneers, other restorative procedures, and preventative treatments.
Dental savings plans, also known as discount dental plans, are an alternative to traditional dental insurance. You pay a yearly or monthly fee in exchange for discounts on services within a network of dental providers.
Because dental savings plans are not insurance, you can use them to pay for cosmetic procedures. You may receive 10 to 60 percent off your dental veneers this way.
Read more about dental savings plans.
Dental veneers are a reliable, effective solution to improve the color and shape of your teeth. Surveys show most people who get permanent veneers are satisfied with the results.1
However, whether veneers are worth it for you is a personal decision. Reviewing the pros and cons of dental veneers can help you decide whether to proceed with them or not.
The pros of dental veneers include:
Veneers have their drawbacks, including:
Always discuss what kind of veneer is right for you with your dentist. Here are some tips for choosing the most appropriate veneer for your needs:
|If you want:||Try:|
|A permanent, durable change to your smile||Porcelain veneers|
|A fast and affordable but permanent solution||Composite veneers|
|Non-permanent veneers you can remove whenever you want||Removable or snap-on veneers|
Dental veneers are thin, custom-made shells that cover the front teeth to improve the esthetics of your smile. Most veneers are permanent but don’t qualify for insurance coverage since they are cosmetic.
There are several main types of veneers, including:
Permanent veneers require your dentist to reduce and reshape your enamel before placement. This process is irreversible but necessary for your veneers to fit correctly.
Dental veneers are shell-like covers for your teeth that improve your smile. They’re a cosmetic treatment, which means they don’t qualify for insurance coverage.
There are limited exceptions where insurance may cover part of the cost of veneers. However, you have to prove they are medically necessary to qualify.
You can pay out-of-pocket for veneers using payment plans, credit cards, or dental savings plans. Talk to your dentist about what option will work best for you.
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