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Dental care is essential to maintain excellent oral health and hygiene. However, dental treatment can be expensive without insurance coverage.
Fortunately, many insurance companies offer affordable dental insurance plans so people and families can get the care they need. They offer a variety of plans that fit any budget, which ensures people are only paying for the dental services they need each year.
For some patients, a dental discount plan could save you more money each year.
It is important to pick an insurance plan that meets all dental care requirements. Some low-cost dental plans only cover preventive care (e.g., teeth cleanings). But they do not cover restorative care (e.g., cavity fillings and dental crowns) or orthodontics for children.
The pocket costs of dental work can add up quickly without insurance. The average prices of standard dental procedures without coverage are as follows:
With many affordable dental insurance policies, you can expect:
To help you choose the right coverage, compare a few different affordable dental insurance plans below:
Delta Dental is the most affordable and well-known dental insurance provider. The “Basic Care Dental Insurance” plan is quoted at $123 per year and has a $15 enrollment fee. This plan fully covers preventive dental care and partially covers restorative dental care.
Spirit Dental provides affordable dental insurance for individuals and families. Coverage can cost anywhere between $36 and $70 per month. Dental benefits can include:
Humana is another well-known dental insurance company. Humana offers a Preventive Plus (PPO) dental insurance plan that covers preventive care and basic dental services. A PPO plan allows you to choose a dentist that is either in or out of the network. However, treatment will be more expensive with an out-of-network dentist.
If you need extra dental coverage, you will have to invest in a more expensive insurance plan. Fortunately, Humana dental insurance is relatively inexpensive. A plan can cost anywhere between $20 and $48 per month.
Humana also offers a discount dental plan, which is different from insurance. With a discount plan, you will pay your dentist directly at a lower cost. Benefits of Humana discount dental plans include:
Cigna offers over 20 different dental insurance plans. Many of them can cost anywhere between $19 and $35 per month. The cheapest plan only covers preventive dental care, while the most expensive plan covers:
Discount dental plans are another way to save on dental care costs if you cannot afford insurance. All discount plans have similar benefits, including:
Dental Plans has a dental discount plan that provides 20 to 60 percent savings on all types of dental care. Members can save on preventive treatment, restorative treatment, endodontics, oral surgery, orthodontics, and more. Learn more about Dental Plans below.
“Affordable Dental Insurance.” Affordable Dental Insurance and Plans with No Waiting Period - Spirit Dental, www.spiritdental.com/dental-insurance/spirit-dental-advantages/affordable-dental-insurance.
“Home.” Humana, www.humana.com/dental-insurance/discount-dental-plans.
“How Can Cigna Dental Insurance Help You Save?” Cigna, www.cigna.com/individuals-families/plans-services/dental-insurance-plans/.
“Individual and Family Dental Plans.” Https://Www.deltadental.com, www.deltadental.com/us/en/dental-insurance/individual-and-family-dental-plans.html.
“We're Here to Help. Dial Care Doctors Are Standing by 24/7.” Careington® Official Site | Dental Discount Plans and More!, www.careington.com